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All payment is effected through PayPal.  In 2002 PayPal became a wholly owned subsidiary of eBay

• Paypal process payment from all types of credit cards, in most types of currencies
  
  
• PayPal is an e-commerce business, which allows payments to be made through the Internet
  
  
• PayPal performs payment processing for online vendors, auction sites and many other corporate users.
  
  

PayPal manages over 100 million accounts.  It allows customers to send, receive and hold funds in over 17 currencies worldwide and includes: the USD; AUD; Canadian dollar; Euro and many individual European currencies; and the Pounds Sterling; Japanese Yen; Chinese RMB; Hong Kong Dollar; and many currencies.

Paypal has received about 20 awards for technical excellence from the internet industry and the business community at large, including the 2003 Webby Award for Best Finance Site and the Webby People’s Voice Award for Best Finance Site.  Most recently they won the same awards in 2006.

In the United States, Paypal is licensed as a money transmitter.  And, although PayPal is not a bank, nevertheless, it is subject to and adheres to most of the rules and regulations governing the financial industry including Regulation E consumer protections.

Paypal Buyer Protection Policy enables customers to file a buyer complaint within 45 days if they did not receive an item, or, if the item they purchased is significantly not as described.  If the buyer used a credit card, they may get a refund via chargeback from their credit card company.